Homeownership rate by state
Delaware and West Virginia had the highest homeownership rates in 2025, both 74.7% of occupied homes, followed by Michigan (74.1%) and Maine (74.0%). The lowest were in the District of Columbia (38.1%), New York (54.0%) and California (55.7%). The US rate was 65.3%1.
Data as of October 29, 2026 (newest release used on this page).
Source: Census Bureau, American Community Survey 1-year estimates, 2025, table B25003; Census Bureau, 2024 Cartographic Boundary Files. Darker states are higher; DC is the dot. Period: 2025.
| =1 | Delaware | 74.7% | ±1.4 | 1st–4th | Higher | Not significant | 60.2% | 42.2 |
|---|---|---|---|---|---|---|---|---|
| =1 | West Virginia | 74.7% | ±0.8 | 1st–4th | Higher | Not significant | 70.2% | 43.5 |
| 3 | Michigan | 74.1% | ±0.4 | 1st–4th | Higher | +0.6% | 71.6% | 40.9 |
| 4 | Maine | 74.0% | ±0.7 | 1st–5th | Higher | Not significant | 69.0% | 45.1 |
| 5 | Vermont | 72.7% | ±1.3 | 4th–10th | Higher | Not significant | 66.1% | 44.6 |
| 6 | Minnesota | 72.1% | ±0.4 | 5th–10th | Higher | Not significant | 65.5% | 39.5 |
| 7 | New Hampshire | 71.9% | ±1.0 | 5th–13th | Higher | Not significant | 61.9% | 44.2 |
| 8 | South Carolina | 71.8% | ±0.4 | 5th–11th | Higher | Not significant | 64.6% | 41.3 |
| 9 | Mississippi | 71.6% | ±0.7 | 5th–13th | Higher | +1.1% | 70.2% | 40.2 |
| 10 | Iowa | 71.4% | ±0.7 | 5th–14th | Higher | Not significant | 71.5% | 39.4 |
| 11 | Idaho | 71.1% | ±0.9 | 7th–14th | Higher | Not significant | 73.1% | 37.9 |
| =12 | Alabama | 70.9% | ±0.5 | 8th–14th | Higher | Not significant | 68.8% | 40.0 |
| =12 | Indiana | 70.9% | ±0.5 | 8th–14th | Higher | Not significant | 72.2% | 38.7 |
| =14 | New Mexico | 69.8% | ±0.9 | 14th–19th | Higher | −1.3% | 64.4% | 40.6 |
| =14 | Wyoming | 69.8% | ±1.6 | 10th–20th | Higher | Not significant | 70.0% | 41.5 |
| 16 | Montana | 69.4% | ±1.0 | 14th–20th | Higher | Not significant | 67.1% | 41.0 |
| 17 | Pennsylvania | 69.2% | ±0.4 | 14th–19th | Higher | Not significant | 56.1% | 41.4 |
| 18 | Missouri | 69.1% | ±0.5 | 14th–19th | Higher | Not significant | 70.6% | 39.8 |
| 19 | Utah | 68.7% | ±0.7 | 14th–24th | Higher | −0.9% | 64.2% | 32.6 |
| 20 | Kentucky | 68.2% | ±0.7 | 17th–29th | Higher | Not significant | 67.4% | 39.8 |
| 21 | Wisconsin | 68.1% | ±0.5 | 19th–28th | Higher | Not significant | 65.8% | 41.3 |
| =22 | Florida | 68.0% | ±0.4 | 19th–30th | Higher | Not significant | 54.8% | 43.1 |
| =22 | Louisiana | 68.0% | ±0.7 | 19th–30th | Higher | Not significant | 65.7% | 39.4 |
| 24 | Virginia | 67.9% | ±0.5 | 19th–30th | Higher | +0.8% | 60.5% | 39.5 |
| 25 | Illinois | 67.8% | ±0.4 | 20th–30th | Higher | Not significant | 58.0% | 39.7 |
| 26 | Tennessee | 67.7% | ±0.6 | 20th–32nd | Higher | +0.9% | 67.9% | 39.5 |
| 27 | Kansas | 67.5% | ±0.7 | 20th–35th | Higher | Not significant | 71.6% | 38.4 |
| 28 | Ohio | 67.4% | ±0.5 | 20th–34th | Higher | −0.6% | 68.4% | 40.3 |
| 29 | Maryland | 67.3% | ±0.6 | 21st–35th | Higher | Not significant | 49.9% | 39.9 |
| 30 | Arkansas | 67.2% | ±0.7 | 22nd–35th | Higher | Not significant | 70.3% | 39.3 |
| 31 | North Carolina | 67.0% | ±0.5 | 26th–35th | Higher | Not significant | 65.3% | 39.6 |
| 32 | Arizona | 66.7% | ±0.5 | 27th–37th | Higher | −1.1% | 64.1% | 39.5 |
| 33 | Connecticut | 66.6% | ±0.6 | 28th–38th | Higher | Not significant | 59.0% | 41.6 |
| 34 | Alaska | 66.5% | ±1.1 | 26th–40th | Higher | Not significant | 61.9% | 37.0 |
| 35 | South Dakota | 66.3% | ±1.2 | 27th–40th | Not significant | −2.0% | 65.6% | 38.5 |
| 36 | Georgia | 66.2% | ±0.6 | 32nd–39th | Higher | Not significant | 66.0% | 38.3 |
| 37 | Nebraska | 65.9% | ±0.9 | 32nd–40th | Not significant | Not significant | 71.0% | 37.9 |
| 38 | Oklahoma | 65.5% | ±0.5 | 34th–40th | Not significant | Not significant | 72.5% | 37.8 |
| 39 | Colorado | 65.3% | ±0.5 | 35th–40th | Not significant | Not significant | 59.4% | 38.1 |
| 40 | Rhode Island | 65.2% | ±1.3 | 33rd–40th | Not significant | Not significant | 55.7% | 41.2 |
| 41 | New Jersey | 63.8% | ±0.5 | 41st–43rd | Lower | Not significant | 52.3% | 40.2 |
| 42 | Oregon | 63.1% | ±0.7 | 41st–47th | Lower | Not significant | 61.9% | 41.3 |
| =43 | Massachusetts | 62.8% | ±0.4 | 42nd–47th | Lower | Not significant | 50.2% | 40.4 |
| =43 | Washington | 62.8% | ±0.5 | 42nd–47th | Lower | Not significant | 60.8% | 38.9 |
| =45 | Hawaii | 62.7% | ±1.2 | 41st–47th | Lower | Not significant | 53.1% | 42.4 |
| =45 | Texas | 62.7% | ±0.3 | 42nd–47th | Lower | Not significant | 64.5% | 36.2 |
| 47 | North Dakota | 61.8% | ±1.4 | 42nd–48th | Lower | Not significant | 56.6% | 37.4 |
| 48 | Nevada | 61.1% | ±1.0 | 47th–48th | Lower | Not significant | 60.3% | 39.6 |
| 49 | California | 55.7% | ±0.3 | 49th | Lower | Not significant | 56.7% | 38.7 |
| 50 | New York | 54.0% | ±0.3 | 50th | Lower | Not significant | 40.7% | 39.8 |
| 51 | District of Columbia | 38.1% | ±1.4 | 51st | Lower | −2.8% | 9.6% | 35.0 |
| United States | 65.3% | ±0.2 | 60.9% | 39.5 |
Source: Census Bureau, American Community Survey 1-year estimates, 2025, table B25003; Census Bureau, American Community Survey 1-year estimates, 2025, table B25024; Census Bureau, American Community Survey 1-year estimates, 2025, table B01002. Period: 2025. "=" marks a tie at the displayed precision. Rank range: the ranks consistent with the 90% margins of error (Census Bureau method). "Compared with US" and changes use the Census Bureau significance test at 90% confidence; "Not significant" means the difference is within the margins of error.
Highest rates: Delaware, West Virginia, Michigan and Maine
In 2025, 74.7% of occupied homes in Delaware (±1.4 percentage points) and 74.7% in West Virginia (±0.8 percentage points) were lived in by their owners, in both cases 9.4 percentage points above the US figure (65.3%). The two are tied in the point estimates. Michigan (74.1%) and Maine (74.0%) are so close behind that the survey cannot separate the four: Michigan's rank is between 1st and 4th and Maine's between 1st and 5th1.
Each of the four leads its own neighborhood. Delaware is higher than every bordering state (Maryland, New Jersey and Pennsylvania); West Virginia is higher than every bordering state (Kentucky, Maryland, Ohio, Pennsylvania and Virginia); Michigan is higher than every bordering state (Illinois, Indiana, Minnesota, Ohio and Wisconsin); Maine is higher than New Hampshire, its only bordering state1.
The next group, from Vermont (72.7%) to Iowa (71.4%), mixes New England, the upper Midwest and the South: Minnesota (72.1%), New Hampshire (71.9%), South Carolina (71.8%) and Mississippi (71.6%). The highest rate in the West is in Idaho (71.1%), the 11th highest1.
Lowest rates: DC, New York and California
The District of Columbia is the lowest in the nation: 38.1% (±1.4 percentage points), 27.2 percentage points below the US figure (65.3%)1. In other words, most of its households rent. DC is a single city, so it is better compared with large cities than with whole states, which include suburbs and rural areas.
New York is the lowest of any state (the District of Columbia is lower), at 54.0% (±0.3 percentage points), 11.3 percentage points below the US figure (65.3%), and lower than every bordering state (Connecticut, Massachusetts, New Jersey, Pennsylvania, Rhode Island and Vermont). California is next at 55.7% (±0.3 percentage points), lower than every bordering state (Arizona, Nevada and Oregon). After those two, a gap opens: no other state is below 61.1%1, the rate in Nevada.
Source: Census Bureau, American Community Survey 1-year estimates, 2025, table B25003. Whiskers show the 90% margin of error; states whose whiskers overlap may not differ significantly. Period: 2025.
Show the numbers
| State | Homeownership rate | MOE |
|---|---|---|
| United States | 65.3% | ±0.2 |
| Rhode Island | 65.2% | ±1.3 |
| New Jersey | 63.8% | ±0.5 |
| Oregon | 63.1% | ±0.7 |
| Massachusetts | 62.8% | ±0.4 |
| Washington | 62.8% | ±0.5 |
| Hawaii | 62.7% | ±1.2 |
| Texas | 62.7% | ±0.3 |
| North Dakota | 61.8% | ±1.4 |
| Nevada | 61.1% | ±1.0 |
| California | 55.7% | ±0.3 |
| New York | 54.0% | ±0.3 |
| District of Columbia | 38.1% | ±1.4 |
Several of the low-ownership states are large. Texas (62.7%) is lower than every bordering state (Arkansas, Louisiana, New Mexico and Oklahoma). Washington, Massachusetts, Oregon and Hawaii are all between 62.7% and 63.1%. North Dakota has the lowest rate in the Midwest: 61.8%, 3.5 percentage points below the US figure (65.3%), and lower than every bordering state (Minnesota, Montana and South Dakota)1.
Most states are above the national rate
Of the 50 states and DC, 35 have a rate significantly above the US figure and only 11, counting DC, significantly below it; the rest are not statistically different from it. The median of the 51 values is 67.7%, higher than the national 65.3%1.
The imbalance comes from where households are. The national rate counts every household equally, and California, Texas and New York, three of the four most populous states, are all in the bottom seven. They pull the US figure below what a typical state looks like. A rate near the national level, such as Colorado's 65.3%1, therefore puts a state in the lower half of the ranking.
By Census region, the range is widest in the South, from Delaware down to DC. In the Northeast it runs from Maine (74.0%) to New York (54.0%), and in the Midwest from Michigan (74.1%) to North Dakota (61.8%). In the West, the highest rate, 71.1%1 in Idaho, is below those of the leading states in every other region.
From the 2007 peak to the 2015 low, and back
The American Community Survey state series starts in 2005. Nationally, the share of households owning their home was 67.2% in 2007, fell to a low of 63.0%5 in 2015 and has since recovered to 65.3%1, still below the 2007 level. The survey did not publish standard 1-year estimates for 2020 because the pandemic disrupted data collection, so the chart has a gap there.
Source: Census Bureau, American Community Survey 1-year estimates, 2005-2019 and 2021-2025. ACS 1-year estimates; no standard 1-year release for 2020. Shaded band: 90% margin of error.
Show the numbers
| Year | Nevada | Minnesota | Delaware | United States |
|---|---|---|---|---|
| 2005 | 60.7% ±0.8 | 75.8% ±0.4 | 72.4% ±1.1 | 66.9% ±0.2 |
| 2006 | 62.0% ±0.7 | 76.3% ±0.3 | 74.4% ±0.6 | 67.3% ±0.2 |
| 2007 | 60.4% ±0.7 | 75.2% ±0.4 | 72.5% ±1.1 | 67.2% ±0.2 |
| 2008 | 59.7% ±0.7 | 74.7% ±0.4 | 73.5% ±1.3 | 66.6% ±0.2 |
| 2009 | 59.3% ±0.8 | 73.7% ±0.4 | 73.6% ±0.9 | 65.9% ±0.2 |
| 2010 | 57.2% ±0.8 | 73.0% ±0.4 | 73.0% ±0.8 | 65.4% ±0.2 |
| 2011 | 56.3% ±0.8 | 72.8% ±0.4 | 71.6% ±1.2 | 64.6% ±0.2 |
| 2012 | 54.9% ±0.7 | 71.4% ±0.4 | 70.8% ±0.8 | 63.9% ±0.2 |
| 2013 | 54.3% ±0.6 | 71.6% ±0.4 | 71.7% ±1.0 | 63.5% ±0.2 |
| 2014 | 53.6% ±0.6 | 71.7% ±0.4 | 70.3% ±1.0 | 63.1% ±0.2 |
| 2015 | 54.0% ±0.7 | 70.9% ±0.4 | 70.8% ±0.9 | 63.0% ±0.2 |
| 2016 | 54.9% ±0.6 | 71.3% ±0.4 | 69.8% ±1.1 | 63.1% ±0.2 |
| 2017 | 56.6% ±0.6 | 71.6% ±0.4 | 70.9% ±1.2 | 63.9% ±0.2 |
| 2018 | 56.8% ±0.5 | 71.5% ±0.4 | 71.0% ±0.9 | 63.9% ±0.2 |
| 2019 | 56.6% ±0.7 | 71.9% ±0.4 | 70.3% ±1.1 | 64.1% ±0.2 |
| 2021 | 59.1% ±0.6 | 73.0% ±0.5 | 72.6% ±1.2 | 65.4% ±0.1 |
| 2022 | 60.3% ±0.7 | 72.1% ±0.5 | 74.1% ±1.2 | 65.2% ±0.2 |
| 2023 | 60.4% ±0.8 | 72.0% ±0.5 | 73.6% ±0.9 | 65.2% ±0.2 |
| 2024 | 60.1% ±0.8 | 71.6% ±0.5 | 73.8% ±1.1 | 65.3% ±0.2 |
| 2025 | 61.1% ±1.0 | 72.1% ±0.4 | 74.7% ±1.4 | 65.3% ±0.2 |
Nevada shows the deepest swing. Its estimate was 60.4% in 2007 and 53.6% in 2014, the lowest in its series, before climbing back to 61.1% in 2025. California went from 58.0% to 53.6%5 over 2007–2015 and stands at 55.7%1.
Not every state has returned to where it was. Minnesota had the highest estimate of any state in 2005, 75.8%, and is at 72.1% in 2025. North Dakota (65.7% in 2007), Utah (71.7%), Colorado (68.8%), Washington (66.1%) and DC (44.5%) all remain below their 2007 estimates. Delaware moved the other way, from 72.5% in 2007 to the top of the 2025 ranking; Alaska (63.0% in 2007, 66.5% in 2025) and Hawaii (59.6%5, then 62.7%1) are also above their 2007 levels.
What changed between 2024 and 2025
The national rate was not statistically different from 65.3% in 20241. Most states did not change significantly either, but some did, in both directions:
- Up: Michigan (up from 73.5% in 2024), Mississippi (up from 70.5% in 2024), Virginia (up from 67.1% in 2024) and Tennessee (up from 66.8% in 2024).
- Down: DC (down from 40.9% in 2024), South Dakota (down from 68.3% in 2024), New Mexico (down from 71.1% in 2024), Arizona (down from 67.8% in 2024), Utah (down from 69.6% in 2024) and Ohio (down from 68.0% in 20241).
After its drop, South Dakota is not statistically different from the US figure (65.3%)1. One-year changes in a survey are small and can reverse; the twenty-year series above is a better guide to direction.
Ownership, house types and age
States with a larger share of single-family detached houses tend to have higher homeownership rates, and the places with the fewest such houses have the lowest rates. In DC only 9.6% of housing units are single-family detached houses, and in New York 40.7%, against 60.9% nationally. In West Virginia the share is 70.2%, and 13.7% of its homes are mobile homes, against 5.3%2 nationally.
Age lines up with the ranking as well. Maine (oldest), Vermont (2nd oldest), New Hampshire (3rd oldest) and West Virginia (4th oldest) are all in the top seven for homeownership. Among the youngest, DC (2nd youngest), Texas (3rd youngest) and North Dakota (5th youngest) are in the bottom seven. Utah is the exception: it is the youngest state, with a median age of 32.6 years3, yet its homeownership rate, 68.7%, is 3.4 percentage points above the US figure (65.3%)1.
| Delaware | 74.7% ±1.4 | 60.2% ±1.4 | 7.4% ±0.8 | 42.2 ±0.3 |
|---|---|---|---|---|
| West Virginia | 74.7% ±0.8 | 70.2% ±1.0 | 13.7% ±0.8 | 43.5 ±0.3 |
| Maine | 74.0% ±0.7 | 69.0% ±0.9 | 7.6% ±0.5 | 45.1 ±0.2 |
| Minnesota | 72.1% ±0.4 | 65.5% ±0.5 | 2.7% ±0.1 | 39.5 ±0.3 |
| Utah | 68.7% ±0.7 | 64.2% ±0.7 | 3.1% ±0.3 | 32.6 ±0.2 |
| Texas | 62.7% ±0.3 | 64.5% ±0.3 | 5.9% ±0.1 | 36.2 ±0.2 |
| North Dakota | 61.8% ±1.4 | 56.6% ±1.5 | 5.3% ±0.6 | 37.4 ±0.5 |
| California | 55.7% ±0.3 | 56.7% ±0.2 | 3.4% ±0.1 | 38.7 ±0.1 |
| New York | 54.0% ±0.3 | 40.7% ±0.2 | 2.1% ±0.1 | 39.8 ±0.1 |
| District of Columbia | 38.1% ±1.4 | 9.6% ±1.0 | 0.0% | 35.0 ±0.1 |
| United States | 65.3% ±0.2 | 60.9% ±0.1 | 5.3% | 39.5 ±0.1 |
Source: Census Bureau, American Community Survey 1-year estimates, 2025, table B25003; Census Bureau, American Community Survey 1-year estimates, 2025, table B25024; Census Bureau, American Community Survey 1-year estimates, 2025, table B01002. ± is the 90% margin of error.
These are patterns across states, not explanations. Prices matter too: DC and California, two of the three lowest rates, have the 3rd most expensive and 2nd most expensive6 median home values (see the median home value ranking).
How to read the homeownership rate
- Households, not people. The rate is the share of occupied housing units whose occupants own them, with or without a mortgage. A state with large owner households and small renter households has a higher share of people in owned homes than this rate suggests.
- Vacant and seasonal homes are excluded. Vacant homes, including seasonal and vacation homes, are counted neither as owned nor as rented.
- A different federal series. The Census Bureau's Housing Vacancies and Homeownership survey, based on the Current Population Survey, also publishes state rates quarterly and annually. It is a separate survey, so its state figures are not the same as the American Community Survey figures used here.
- Margins of error. Each value is a survey estimate with a 90% margin of error. Several groups of states are tied or overlap; use the rank ranges in the table rather than the strict order.
- Next update. The ACS 2026 1-year estimates are expected around September 2027.
Questions about homeownership by state
Which state has the highest homeownership rate?
Delaware and West Virginia are tied at 74.7% in 2025. With margins of error counted, either could be first, and so could Michigan (74.1%) or Maine (74.0%1): the ranges of ranks consistent with the margins of error include first place for all four.
Which state has the lowest homeownership rate?
Among the 50 states, New York, at 54.0% (±0.3 percentage points) in 2025, then California at 55.7%. The District of Columbia, a single city, is lower still at 38.1%1.
What is the homeownership rate in the United States?
65.3% (±0.2 percentage points) of occupied homes were owned by the people living in them in 2025, according to the American Community Survey. The rate was not statistically different from 65.3% in 20241.
Is homeownership higher now than before 2008?
Not nationally. The survey's US rate was 67.2% in 2007, reached a low of 63.0%5 in 2015 and was 65.3%1 in 2025. A few states, including Delaware, Alaska and Hawaii, are above their 2007 estimates.
Related rankings
Sources
- Census Bureau, American Community Survey 1-year estimates, 2025, table B25003; 2025; released October 29, 2026. data.census.gov
- Census Bureau, American Community Survey 1-year estimates, 2025, table B25024; 2025; released October 29, 2026. data.census.gov
- Census Bureau, American Community Survey 1-year estimates, 2025, table B01002; 2025; released October 29, 2026. data.census.gov
- Census Bureau, 2024 Cartographic Boundary Files; table cb_2024_us_state_20m; 2024; released April 10, 2025. www2.census.gov
- Census Bureau, American Community Survey 1-year estimates, 2005-2019 and 2021-2025; 2005-2025 (no standard 2020 1-year release); released October 29, 2026. api.census.gov
- Census Bureau, American Community Survey 1-year estimates, 2025, table B25077; 2025; released October 29, 2026. data.census.gov
Margins of error (±) are at the 90% confidence level. A difference is called significant only when it passes the Census Bureau's test at that level. How every figure is built: methodology. Found an error? Write to [email protected]; corrections are listed on the updates page.